I have been slacking on bills and my finances for almost 6 years! I was never a rich little girl by any means, so I had to learn fast how to work and save. I did pretty good at saving tips from my Cosmetology job, $20 or more were my life savers. I would pay the bills with my income, and then save everything else. I would also use my savings for going out, entertainment. I didn’t have a boatload of cash but I did have enough for spur of the moment concerts or just a random movie, girls night out.
After getting married I found the joys of two pay checks, among other things. We had nearly 2,000 extra after bills were paid. I literally didn’t know what to do with myself. So naturally we went test driving the newest model that we were both eyeing. A Mobster car, Chrysler 300. We even took the new car over the weekend to see if we loved it! {Best dealership ever} We talked about it and decided that we were going to just save up our money until we found the right fit for us.
Little did we know not even a few months later My husband got a job offer of his dreams in his hometown. We talked, he talked, he tried to get me excited to move there… didn’t work. But I being a good wife couldn’t beat down his dreams.. but maybe I should have, with a big fat baseball bat. Finding somewhere to live here that wasn’t creepy was difficult and we literally only had a few days to find something, anything! We found a cute house that worked out for us for FREE {yes my husband is that good!} They let us move in for a little while till they could get the place sold. It was a huge blessing in disguise.
I left to visit my Parents after we got some of our stuff unpacked. I got sick, deathly ill, I couldn’t even make it off the couch. I couldn’t drive 3 hours home. After almost a month of waiting , and pampering, I finally went to the Dr. and the first thing out of her mouth, “Congratulations, you are pregnant!” I started to cry, I wanted kids, but we just moved. I wanted to wait a year before I even thought about having a baby. We were on Birth Control so we could be settled and I could be working somewhere I loved. I was in the middle of setting up my final class to become a Redken Color Expert Educator and be able to fly around the world teaching everyone their wonderful color products, I was so excited! Anyone who knows Cosmetology knows it is a hard thing to just uproot and start over again. How was I going to work if I was this sick, how was I going to finish my training in NY? I had no friends and family support around me. I can say I got a little depressed… just a lot maybe.
So long story short, hard pregnancy, hard to work around husbands Dream Jobs hours left me jobless. I have been trying to earn money here and there. Odd jobs, cutting, coloring, waxing family and friends hair. Small towns, are covered in hair stylist. Not an easy road to go down when you are new and know no one! Plans are still to hopefully get a cute shop set up in the basement and everyone will just fight over who gets to see me. I am so much fun you know. And maybe I’ll be the most famous Hair Stylist this place has ever seen, in like EVER! {excuse me, I needed an ego boost!}
On to the new realization, we are a one income family with random income at random times. I needed to stop the dreaming of the salon days and extra money and get to work on what we need to do here and now! We have 2 little humans, 2 fur babies and one giant baby and one me… so I have a lot of work ahead.
I made a financial sheet, Family Budget Sheet to start doing our finances again. For some reason I’m better than “The Man”… my man.
We have a “Date night” and sit down and go over everything together, maybe get some yummy dirty drinks and then get to work. It only takes a few min. and Wala you can finish it off with a movie or just sleep. I like sleep!
I am sharing my printable I made for my family {minus our family name, add your own} I have an LDS one for keeping track of our tithing. And for my non-LDS friends, make the tithing out to me.. Just a thought. I couldn’t leave you all out so I made one for you too!
Let me know if you have any suggestions and how they work for you! I love sharing things that help make life less chaotic, enjoy!